Nathalie Lapointe
Mortgage Broker
Whether you are purchasing your first home, renewing your current mortgage, or expanding your investment portfolio, Nathalie Lapointe provides the strategic financing you need to move forward with confidence.
Helping you overcome financing hurdles with tailored solutions.
Nathalie Lapointe, Mortgage Broker
My role as a mortgage broker is to simplify the mortgage financing process and make it as smooth as possible for you. With a single appointment, you'll gain access to more than 20 lending institutions, allowing me to find the most competitive rates and mortgage solutions available. Whether you're purchasing a home, seeking a mortgage pre-approval, renewing or refinancing your mortgage, or planning any other mortgage-related project, I will take the time to understand your needs and guide you every step of the way. Planning renovations or investing in real estate? With over 15 years of experience in the mortgage industry, I can help you explore all the financing options available and choose the solution that best fits your goals. Whether you're located in Montérégie, Saint-Jean-sur-Richelieu, Chambly, or anywhere else in Quebec, I'm here to provide professional, personalized service. To schedule a simple, professional consultation, contact me at 514-295-5633.
Your Path to Approval
Choose the speed that fits your lifestyle and financial goals.
The Planner
Not sure where to start? Let's talk strategy. Book a 15-minute discovery call to map out your options.
The Fast Track
Ready to move? Our secure online application takes less than 10 minutes and jumpstarts your approval process.
OFFERED SERVICES
Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.
Competitive Rates
* Some conditions may apply. Subject to change without notice.
1 year
4.59%
Fixed3 years
4.04%
Fixed5 years
4.19%
Fixed7 years
4.59%
FixedVariable
3.55%
VariableFREQUENTLY ASKED QUESTIONS
Find answers to your most frequently asked questions
01. What is a mortgage pre-approval?
A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.
02. What is the difference between fixed and variable rates?
A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.
03. How much down payment do I need?
In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.
Schedule an Appointment
Book a personalized consultation to discuss your mortgage needs and get tailored advice.